Action Console
Bank & Credit Union Call Console
This is the “pick up the phone” hub for Rolling Redemption – quick links to decks + a simple call script
so you are never fumbling while talking to a loan officer or credit union.
Live Call Script
Guided intro for loan officers & CUs
Rough, real, and simple. Use this as a spine and adapt in your own words.
Opening (20–40 seconds)
- “Hi, my name is [Your Name]. I’m calling about a small business trucking project called Rolling Redemption.”
- “We’re building studio-sleeper trucks that double as training + housing for drivers coming out of tough situations.”
- “I’d like to see what options you have for a business auto loan / line of credit and a dedicated business account.”
30–90 second summary
- “The short version: this is a working truck that pulls freight plus a mobile studio apartment / classroom.”
- “We have a full sponsor deck and 20-year projections you can view while we talk if you’d like me to email or share a link.”
- “The goal is to make drivers more stable so they don’t churn out, while still generating normal freight revenue.”
Ask the bank clearly
- “I’m trying to understand what it would take, with you, to finance the truck and studio build.”
- “Can you walk me through your requirements for a new small business in this situation?”
- “And is there a specific underwriter or business banker I should send the deck and projections to?”
Live Notes
Call notes (copy/paste before you hang up)
This does not save on the server. It’s just a scratchpad – copy into your own notes, email to yourself, or into the RR admin console after each call.
Key things to capture each call
- Bank / CU name + branch or call center
- Contact name, role, and direct email (if they give it)
- What they care about most (DSCR, collateral, credit score, time-in-business, deposits, etc.)
- Requested docs (projections, articles, EIN letter, sponsor deck)
- Promised callback / follow-up time
Formation & Paper Trail
LLC Setup Checklist (so banks take you seriously)
Core formation items
- LLC Name confirmed: check availability with your Secretary of State.
- Articles of Organization filed: state filing confirmation or stamped PDF.
- EIN (IRS): print/save the EIN assignment letter.
- Operating Agreement: even a simple single-member agreement helps.
- Business address & phone: doesn’t have to be fancy, just consistent.
Bank-ready packet (what they’ll ask for)
- Copy of driver’s license / ID.
- Articles of Organization + EIN letter.
- Basic Business Plan / Deck: use the SponsorLoanDeck and impact metrics.
- Any existing contracts / letters of intent from shippers or sponsors (even soft commitments).
- Rough personal financial picture (credit score ballpark, debts that matter).
Truck & build specifics
- Year / make / model (e.g., Western Star / International version of Studio Sleeper concept).
- Estimated chassis cost, build-out cost, and total project budget.
- Planned use: % solo freight vs % sponsor/education activity.
- Timeline: when truck goes into service, first loads, etc.
Simple sequence (so you don’t stall)
- 1) Lock in LLC name and file Articles.
- 2) Get EIN online (same day from IRS).
- 3) Print one clean “Bank Packet” PDF: Articles + EIN + deck + projections.
- 4) Open first business checking account.
- 5) Start cycling your real expenses (fuel, repairs, etc.) through that account.
This doesn’t have to be perfect. The point is to look like a real, organized operator instead of a “guy with an idea.”
Shortcuts
Use natural language to get back here fast
From anywhere in your system (or future dashboards / shortcuts), you can route here with the Master Intent.
- “Start calling banks.”
- “Open the bank & credit union call console.”
- “Show me the LLC setup checklist.”
Under the hood this hits /pages/intent.html?q=..., which uses your rr_intents.json to land back on this console.